Phoenix Medicare Advantage Plans
Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). (https://www.medicare.gov/what-medicare-covers/your-medicare-coverage-choices).
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are an "all in one" alternative to Original Medicare. They are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. These "bundled" plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare prescription drug (Part D). (https://www.medicare.gov/sign-up-change-plans/types-of-medicare-health-plans/medicare-advantage-plans/how-do-medicare-advantage-plans-work)
Headley Insurance Agency LLC can help you enroll in Medicare Advantage plans that include prescription drug coverage and other services such as vision care and specialized wellness and fitness services, in addition to extra benefits not paid by Medicare alone.
Part A and Part B Benefits
Medicare Advantage plans are approved by Medicare and are offered by private insurance companies whom brokers such as Headley Insurance Agency LLC represent. Coverage and costs beyond the standards set by Medicare may vary by plan. All Medicare Advantage plans cover:
- All the benefits of Part A (except hospice, which is still covered by Part A)
- All the benefits of Part B
Qualify To Enroll In Comprehensive Medical Coverage in Phoenix
Our Headley Insurance Agency LLC brokers within the Phoenix area offer clarity on the many available Medicare Advantage plans (HMO and PPO health plans). Meet with Headley Insurance Agency LLC to discuss your Medicare Advantage plan options which may include:
- Health Maintenance Organization (HMO)
- Preferred Provider Organization (PPO)
- Private Fee for Service (PPFS)
- Special Needs Plans (SNP)
Qualifying for Medicare Advantage Plans in Your Service Area
If you have a preference for a certain doctor or hospital, or require prescription drug coverage for certain medications, our brokers/agents are here to help. Headley Insurance Agency LLC provides knowledgeable assistance by comparing different benefits, costs and restrictions to determine the plans that suit your specific needs. For personalized service and answers to any questions you may have about Medicare Advantage plans in Phoenix, call or email us today.